Kisan Card Punjab: Complete Guide to Kisan Credit Card Scheme 2026
The Kisan Card (کسان کارڈ) is a government initiative under the Kisan Credit Card Scheme. This is for supporting farmers in Punjab. The Kisan Card is a financial and agricultural support card introduced by the Punjab government under the CM Punjab Loan Scheme. This program provides farmers with easy access to loans, subsidies, and agricultural resources through a dedicated card system. If you are looking to apply for a Kisan loan or access benefits via the Kisan portal, this guide covers everything you need to know.
Benefits of the Kisan Card (Phase 1 vs Phase 2)
Here’s a detailed comparison of the Kisan Card benefits between Phase 1 and Phase 2:
Feature | Phase 1 | Phase 2 |
Maximum Loan | 50,000 PKR – 1 Lakh PKR | Up to 3 Lakh PKR |
Land Ownership Limit | 1 – 12.5 acres | 1 – 25 acres |
Subsidized Loan Facility | 5 acres | 10 acres |
Pre-Season/Other Charges | 1,000 PKR per acre | Fully covered |
Easy Access to Fertilizer | Not available | 30% immediate discount |
Diesel for Farming | Not available | 20% discount on fuel |
Seeds and Pesticides | Available | Easy availability |
How to Apply for the Kisan Card
Farmers can apply for the Kisan Card through the following steps:
- Visit the official Kisan Portal.
- Select the Kisan Card Registration option.
- Fill out the Kissan Card Application form with personal details, land ownership, and registration number.
- Submit documents for verification.
- Once approved, you will receive your Kisan Card with all applicable subsidies and loan facilities.
You can also apply for programs like the Kamyab Kisan Program using your NADRA CNIC by applying online via the portal.
Eligibility Criteria
- Must be a farmer in Punjab.
- Must own or lease farmland (Phase 2 allows up to 25 acres).
- Must provide valid identity documents and farm details.
Subsidies and Resources under Kisan Card
The Kisan Card provides farmers with multiple resources to support agricultural growth:
- Discounts on fertilizer and pesticides.
- Easy access to diesel and farm fuel.
- Loans for seeds, machinery, and crop production.
- Integration with research institutes like Ayub Agriculture Research Institute, Faisalabad, for better farm practices.
Contact and Support
For assistance, farmers can contact the helpline: 0800-17000 (8:00 AM – 8:00 PM).
You can also scan the QR codes available on the official Kisan Card poster to reach the website and Facebook page.
FAQs about Kisan Card
Q1: What is the purpose of the Kisan Credit Card?
It is a card that provides farmers with loans. It also gives subsidies and access to government agricultural schemes.
Q2: What is the maximum loan under Phase 2?
This is up to 3 Lakh PKR for eligible farmers.
Q3: Can I get discounts on diesel and fertilizers?
Yes, you can get in phase 2, which provides 20% diesel discount and 30% fertilizer subsidy.
